|Disclaimer: By visiting the website www.stemie.com, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to www.stemie.com, you agree to be bound by the following Terms and Conditions of Service. If you do not want to be bound by our Terms your only option is not to visit, view or otherwise use the services of www.stemie.com. You understand, agree and acknowledge that these Terms constitute a legally binding agreement between you and www.stemie.com and that your use of www.stemie.com shall indicate your conclusive acceptance of this agreement. You acknowledge and agree that www.stemie.com may contain proprietary and confidential information including trademarks, service marks and patents protected by intellectual property laws and international intellectual property treaties. Our content may not be sold, reproduced, or distributed without our written permission. Any third-party trademarks, service marks and logos are the property of their respective owners. Any further rights not specifically granted herein are reserved. You understand and agree that your use of www.stemie.com is entirely at your own risk and that our services are provided "As Is" and "As Available". www.stemie.com does not make any express or implied warranties, endorsements or representations whatsoever as to the operation of the www.stemie.com website, information, content, materials, or products. This shall include, but not be limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement, and warranties that access to or use of the service will be uninterrupted or error-free or that defects in the service will be corrected. You understand and agree that www.stemie.com and any of its subsidiaries or affiliates shall in no event be liable for any direct, indirect, incidental, consequential, or exemplary damages. This shall include, but not be limited to damages for loss of profits, business interruption, business reputation or goodwill, loss of programs or information or other intangible loss arising out of the use of or the inability to use the service, or information, or any permanent or temporary cessation of such service or access to information, or the deletion or corruption of any content or information, or the failure to store any content or information. The above limitation shall apply whether or not www.stemie.com has been advised of or should have been aware of the possibility of such damages. In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed the liability of www.stemie.com is limited to the greatest extent permitted by law. www.stemie.com may include hyperlinks to third-party content, advertising or websites. You acknowledge and agree that www.stemie.com is not responsible for and does not endorse any advertising, products or resource available from such resources or websites. You understand and agree that the above Terms constitute the entire general agreement between you and www.stemie.com. You may be subject to additional Terms and conditions when you use, purchase or access other services, affiliate services or third-party content or material. www.stemie.com reserves the right to modify these Terms from time to time at our sole discretion and without any notice. Changes to our Terms become effective on the date they are posted and your continued use of YOUR-www.stemie.com after any changes to Terms will signify your agreement to be bound by them. Date Posted: Aug 31st, 2010.